Kelo: Subscriptions & Expenses
Bill Tracker & Budget Calendar
Only for iPhone
Free · In-App Purchases · Designed for iPhone. Not verified for macOS.
NEW in Pulse: one-time expenses + calendar view. See every subscription, bill, and payment on one timeline. Private, fast, no bank needed.
Stop losing money to subscriptions you forgot you had. Kelo is a privacy-first subscription tracker, bill tracker, and expense manager that puts your entire spending timeline on a clean calendar, so you always know what's due before the month ends.
WHY KELO
Most people waste hundreds every year on subscriptions they don't use. Kelo makes every charge visible, recurring or not, without connecting to your bank or sharing your data.
CALENDAR + REMINDERS
• See upcoming renewals, bills, and one-time payments on a visual calendar by day or by month
• Smart renewal reminders so you never miss (or forget) a charge
• Spot "charge clusters" and plan ahead with confidence
• Home Screen widgets for your next payments at a glance
TRACK EVERYTHING IN ONE PLACE
• Subscriptions: Netflix, Spotify, iCloud+, gym, and 200+ templates or add your own
• Recurring bills: rent, utilities, insurance, phone plans
• One-time expenses: groceries, tickets, repairs, anything
• Multi-currency support for international subscriptions
BUDGET & INSIGHTS: POWERED BY PULSE
• Monthly and yearly spending totals at a glance
• Spot unused subscriptions and hidden charges in seconds
• Understand your real cash flow, subscriptions + everything else
• Know exactly what's due next and take action
PRIVATE BY DESIGN
• All data stays on your device, no bank connection, ever
• No ads, no tracking, no account required to start
• Minimal, fast workflow: add and check payments in seconds
• Your finances are yours alone
FLEXIBLE PREMIUM
• Free core experience with no limits on subscriptions
• Premium adds reminders, sync, and advanced insights
Download Kelo and see where your money actually goes.
Terms of Use:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
more Introducing Pulse: Kelo's biggest update yet.
This release turns Kelo into a complete money timeline.
• One-time payments
Track any non-subscription expense: groceries, tickets, repairs, dining and log it in seconds and see the full picture.
• Calendar view
Browse every renewal, bill, and one-time payment by day or month. Spot charge clusters before they hit.
• Smarter insights
Powered by Pulse, Kelo now shows your real spending, subscriptions and everything else in one clear dashboard.
• Under the hood
Faster loading, smoother navigation, and widget improvements.
Thanks for using Kelo. Rate us if you're enjoying it, it genuinely helps a small team grow.
2.4 2 hr ago
What’s New
This release turns Kelo into a complete money timeline: track subscriptions and recurring bills, add one-time expenses, and see everything on a clean calendar so you know what’s due (and what you spent) before the month is over.
• One-time payments (non-subscription expenses)
– Log single purchases in seconds (groceries, tickets, repairs, etc.)
– Keep subscriptions + one-offs together for a clearer cash-flow picture
• Calendar view
– Browse upcoming renewals, bills, and one-time payments by day or month
– Spot “charge clusters” and plan ahead with confidence
• Improvements
– Faster loading and smoother navigation across the dashboard and widgets
– Bug fixes and small UI refinements
Thanks for using Kelo.
2.3.4 10 Mar
What’s New
This release turns Kelo into a complete money timeline: track subscriptions and recurring bills, add one-time expenses, and see everything on a clean calendar so you know what’s due (and what you spent) before the month is over.
• One-time payments (non-subscription expenses)
– Log single purchases in seconds (groceries, tickets, repairs, etc.)
– Keep subscriptions + one-offs together for a clearer cash-flow picture
• Calendar view
– Browse upcoming renewals, bills, and one-time payments by day or month
– Spot “charge clusters” and plan ahead with confidence
• Improvements
– Faster loading and smoother navigation across the dashboard and widgets
– Bug fixes and small UI refinements
Thanks for using Kelo.
2.3.3 10 Feb
What’s New
This release turns Kelo into a complete money timeline: track subscriptions and recurring bills, add one-time expenses, and see everything on a clean calendar so you know what’s due (and what you spent) before the month is over.
• One-time payments (non-subscription expenses)
– Log single purchases in seconds (groceries, tickets, repairs, etc.)
– Keep subscriptions + one-offs together for a clearer cash-flow picture
• Calendar view
– Browse upcoming renewals, bills, and one-time payments by day or month
– Spot “charge clusters” and plan ahead with confidence
• Improvements
– Faster loading and smoother navigation across the dashboard and widgets
– Bug fixes and small UI refinements
Thanks for using Kelo.
2.3.2 6 Feb
What’s New
This release turns Kelo into a complete money timeline: track subscriptions and recurring bills, add one-time expenses, and see everything on a clean calendar so you know what’s due (and what you spent) before the month is over.
• One-time payments (non-subscription expenses)
– Log single purchases in seconds (groceries, tickets, repairs, etc.)
– Keep subscriptions + one-offs together for a clearer cash-flow picture
• Calendar view
– Browse upcoming renewals, bills, and one-time payments by day or month
– Spot “charge clusters” and plan ahead with confidence
• Improvements
– Faster loading and smoother navigation across the dashboard and widgets
– Bug fixes and small UI refinements
Thanks for using Kelo.
2.3.1 1 Feb
What’s New
This release turns Kelo into a complete money timeline: track subscriptions and recurring bills, add one-time expenses, and see everything on a clean calendar so you know what’s due (and what you spent) before the month is over.
• One-time payments (non-subscription expenses)
– Log single purchases in seconds (groceries, tickets, repairs, etc.)
– Keep subscriptions + one-offs together for a clearer cash-flow picture
• Calendar view
– Browse upcoming renewals, bills, and one-time payments by day or month
– Spot “charge clusters” and plan ahead with confidence
• Improvements
– Faster loading and smoother navigation across the dashboard and widgets
– Bug fixes and small UI refinements
Thanks for using Kelo.
2.3 8 Jan
What’s New
Kelo just got smarter.
In this update, Kelo evolves from a simple subscription tracker into a complete personal finance app — helping you manage every recurring payment and one-time expense in one clear dashboard.
Now you can add one-time expenses, track your full cash flow, and gain complete control over your money. Kelo keeps your finances simple, visual, and 100 % private.
New Features
Add one-time expenses to track any purchase or payment beyond subscriptions.
All-new widgets showing upcoming bills, renewals, and payments right on your Home Screen.
Improved performance and more accurate cash-flow analytics.
Minor bug fixes and stability improvements.
Your all-in-one finance manager
Kelo combines subscriptions, recurring charges, and everyday expenses in one smart dashboard.
Discover where your money goes, plan your next payments, and save up to 22 %, according to early users.
With Kelo you can:
View monthly and yearly cash-flow insights.
Receive smart notifications before renewals or charges.
Manage 200 + popular services like Netflix, Spotify, Disney+, Apple One, and more.
Sync seamlessly across iPhone, iPad, and Mac.
Keep full data privacy — everything stays on your device.
Add manual expenses or occasional costs.
Use widgets for upcoming payments to stay on top of your finances.
Boost your financial health
Kelo helps you understand your spending habits, cut unused subscriptions, and make better money decisions.
Gain peace of mind knowing every transaction is tracked and visualized in real time.
Optimized for iOS
Real-time, interactive widgets.
Compatible with iOS 18 and dark mode.
Smarter notifications.
Faster and smoother sync.
Privacy first
Kelo never collects or sells your data.
All your information stays securely stored on your device — always private, always under your control.
We’re growing
This version marks a major milestone in our roadmap toward making Kelo the best subscription tracker and personal finance app on the App Store.
If you enjoy Kelo, please rate us — your feedback helps us improve and reach more users who want to take control of their money.
2.2.1 17/12/2025
What’s New
Kelo just got smarter.
In this update, Kelo evolves from a simple subscription tracker into a complete personal finance app — helping you manage every recurring payment and one-time expense in one clear dashboard.
Now you can add one-time expenses, track your full cash flow, and gain complete control over your money. Kelo keeps your finances simple, visual, and 100 % private.
New Features
Add one-time expenses to track any purchase or payment beyond subscriptions.
All-new widgets showing upcoming bills, renewals, and payments right on your Home Screen.
Improved performance and more accurate cash-flow analytics.
Minor bug fixes and stability improvements.
Your all-in-one finance manager
Kelo combines subscriptions, recurring charges, and everyday expenses in one smart dashboard.
Discover where your money goes, plan your next payments, and save up to 22 %, according to early users.
With Kelo you can:
View monthly and yearly cash-flow insights.
Receive smart notifications before renewals or charges.
Manage 200 + popular services like Netflix, Spotify, Disney+, Apple One, and more.
Sync seamlessly across iPhone, iPad, and Mac.
Keep full data privacy — everything stays on your device.
Add manual expenses or occasional costs.
Use widgets for upcoming payments to stay on top of your finances.
Boost your financial health
Kelo helps you understand your spending habits, cut unused subscriptions, and make better money decisions.
Gain peace of mind knowing every transaction is tracked and visualized in real time.
Optimized for iOS
Real-time, interactive widgets.
Compatible with iOS 18 and dark mode.
Smarter notifications.
Faster and smoother sync.
Privacy first
Kelo never collects or sells your data.
All your information stays securely stored on your device — always private, always under your control.
We’re growing
This version marks a major milestone in our roadmap toward making Kelo the best subscription tracker and personal finance app on the App Store.
If you enjoy Kelo, please rate us — your feedback helps us improve and reach more users who want to take control of their money.
2.2.0 24/11/2025
Introducing the most significant Kelo update ever! In version 2.1.0, we’re not just taking your subscription and personal finance management to the next level with Kelo Premium—we’re unveiling a complete visual transformation powered by Apple’s Liquid Glass.
**A New Visual Era for Kelo**
Version 2.1.0 marks a bold new chapter for Kelo. We’ve completely reimagined the interface, embracing Apple’s Liquid Glass design language to deliver a stunning, immersive, and intuitive experience. Enjoy dynamic translucency, depth, and fluid interactions throughout the app, making managing your finances not only smarter, but more delightful than ever.
**What’s New:**
- **Liquid Glass Redesign:** Every screen and component in Kelo now leverages Apple’s Liquid Glass for a modern, elegant look and feel. Navigate your subscriptions and expenses with a responsive interface that shines and adapts as you use it.
- **Kelo Premium:** Unlock advanced tools for those who want to take full control of their financial life.
- **Smart push notifications:** Get personalized alerts when your subscriptions are about to renew. Say goodbye to surprise charges and stay in control.
- **Multi-device sync:** Access and manage your data seamlessly across all your iOS devices. Your finances, always updated and available wherever you need them.
- **Additional improvements:**
- Minor bug fixes for a smoother, more reliable experience.
- Performance enhancements for faster operation and lower resource usage.
- UI tweaks for even more intuitive navigation.
**Why Kelo?**
Kelo is your all-in-one solution to track subscriptions, save money, and avoid unexpected charges. With the new Liquid Glass design and Premium features, you now have more power and a uniquely beautiful experience to make smarter, more personalized financial decisions.
Update now and experience the new era of Kelo. If you have feedback or run into any issues, our team is always here to help. Thank you for trusting Kelo to manage your finances!
2.1.3 08/10/2025
Introducing the most significant Kelo update ever! In version 2.1.0, we’re not just taking your subscription and personal finance management to the next level with Kelo Premium—we’re unveiling a complete visual transformation powered by Apple’s Liquid Glass.
**A New Visual Era for Kelo**
Version 2.1.0 marks a bold new chapter for Kelo. We’ve completely reimagined the interface, embracing Apple’s Liquid Glass design language to deliver a stunning, immersive, and intuitive experience. Enjoy dynamic translucency, depth, and fluid interactions throughout the app, making managing your finances not only smarter, but more delightful than ever.
**What’s New:**
- **Liquid Glass Redesign:** Every screen and component in Kelo now leverages Apple’s Liquid Glass for a modern, elegant look and feel. Navigate your subscriptions and expenses with a responsive interface that shines and adapts as you use it.
- **Kelo Premium:** Unlock advanced tools for those who want to take full control of their financial life.
- **Smart push notifications:** Get personalized alerts when your subscriptions are about to renew. Say goodbye to surprise charges and stay in control.
- **Multi-device sync:** Access and manage your data seamlessly across all your iOS devices. Your finances, always updated and available wherever you need them.
- **Additional improvements:**
- Minor bug fixes for a smoother, more reliable experience.
- Performance enhancements for faster operation and lower resource usage.
- UI tweaks for even more intuitive navigation.
**Why Kelo?**
Kelo is your all-in-one solution to track subscriptions, save money, and avoid unexpected charges. With the new Liquid Glass design and Premium features, you now have more power and a uniquely beautiful experience to make smarter, more personalized financial decisions.
Update now and experience the new era of Kelo. If you have feedback or run into any issues, our team is always here to help. Thank you for trusting Kelo to manage your finances!
2.1.2 05/10/2025
Introducing the most significant Kelo update ever! In version 2.1.0, we’re not just taking your subscription and personal finance management to the next level with Kelo Premium—we’re unveiling a complete visual transformation powered by Apple’s Liquid Glass.
**A New Visual Era for Kelo**
Version 2.1.0 marks a bold new chapter for Kelo. We’ve completely reimagined the interface, embracing Apple’s Liquid Glass design language to deliver a stunning, immersive, and intuitive experience. Enjoy dynamic translucency, depth, and fluid interactions throughout the app, making managing your finances not only smarter, but more delightful than ever.
**What’s New:**
- **Liquid Glass Redesign:** Every screen and component in Kelo now leverages Apple’s Liquid Glass for a modern, elegant look and feel. Navigate your subscriptions and expenses with a responsive interface that shines and adapts as you use it.
- **Kelo Premium:** Unlock advanced tools for those who want to take full control of their financial life.
- **Smart push notifications:** Get personalized alerts when your subscriptions are about to renew. Say goodbye to surprise charges and stay in control.
- **Multi-device sync:** Access and manage your data seamlessly across all your iOS devices. Your finances, always updated and available wherever you need them.
- **Additional improvements:**
- Minor bug fixes for a smoother, more reliable experience.
- Performance enhancements for faster operation and lower resource usage.
- UI tweaks for even more intuitive navigation.
**Why Kelo?**
Kelo is your all-in-one solution to track subscriptions, save money, and avoid unexpected charges. With the new Liquid Glass design and Premium features, you now have more power and a uniquely beautiful experience to make smarter, more personalized financial decisions.
Update now and experience the new era of Kelo. If you have feedback or run into any issues, our team is always here to help. Thank you for trusting Kelo to manage your finances!
2.1.1 01/10/2025
Introducing the most significant Kelo update ever! In version 2.1.0, we’re not just taking your subscription and personal finance management to the next level with Kelo Premium—we’re unveiling a complete visual transformation powered by Apple’s Liquid Glass.
**A New Visual Era for Kelo**
Version 2.1.0 marks a bold new chapter for Kelo. We’ve completely reimagined the interface, embracing Apple’s Liquid Glass design language to deliver a stunning, immersive, and intuitive experience. Enjoy dynamic translucency, depth, and fluid interactions throughout the app, making managing your finances not only smarter, but more delightful than ever.
**What’s New:**
- **Liquid Glass Redesign:** Every screen and component in Kelo now leverages Apple’s Liquid Glass for a modern, elegant look and feel. Navigate your subscriptions and expenses with a responsive interface that shines and adapts as you use it.
- **Kelo Premium:** Unlock advanced tools for those who want to take full control of their financial life.
- **Smart push notifications:** Get personalized alerts when your subscriptions are about to renew. Say goodbye to surprise charges and stay in control.
- **Multi-device sync:** Access and manage your data seamlessly across all your iOS devices. Your finances, always updated and available wherever you need them.
- **Additional improvements:**
- Minor bug fixes for a smoother, more reliable experience.
- Performance enhancements for faster operation and lower resource usage.
- UI tweaks for even more intuitive navigation.
**Why Kelo?**
Kelo is your all-in-one solution to track subscriptions, save money, and avoid unexpected charges. With the new Liquid Glass design and Premium features, you now have more power and a uniquely beautiful experience to make smarter, more personalized financial decisions.
Update now and experience the new era of Kelo. If you have feedback or run into any issues, our team is always here to help. Thank you for trusting Kelo to manage your finances!
2.1.0 20/09/2025
We present the biggest Kelo update yet! In version 2.0.0, we take your subscription and personal finance management to the next level with the launch of Kelo Premium and new features designed to give you maximum control over your recurring expenses.
Main new features:
Kelo Premium
Now you can unlock advanced features with Kelo Premium, designed for those who want to get the most out of the app and optimize their financial management. Discover what you can do:• Smart push notifications: Get personalized alerts when your subscriptions are about to renew. Forget about unexpected charges and always stay in control of your payments.• Multi-device sync: Access your data and manage your subscriptions from all your iOS devices. Your finances, always updated and available wherever you need them.
With Kelo Premium, anticipating payments and avoiding surprises has never been easier. These features are created to help you save money, avoid unwanted charges, and have a clear view of your expenses in real time.
Additional improvements:• Minor bug fixes for a smoother, more reliable experience.• Performance improvements for faster operation and lower resource consumption.• UI tweaks for even easier and more intuitive navigation.
Why choose Kelo?
Kelo is the ultimate app to control your subscriptions, save money, and avoid surprise charges. Now, with the new Kelo Premium features, you have even more tools to make smart and personalized financial decisions.
Update now and try the new Premium features. If you have suggestions or encounter any issues, our team is always available to help you. Thank you for trusting Kelo to manage your finances!
2.0.2 11/09/2025
We present the biggest Kelo update yet! In version 2.0.0, we take your subscription and personal finance management to the next level with the launch of Kelo Premium and new features designed to give you maximum control over your recurring expenses.
Main new features:
Kelo Premium
Now you can unlock advanced features with Kelo Premium, designed for those who want to get the most out of the app and optimize their financial management. Discover what you can do:• Smart push notifications: Get personalized alerts when your subscriptions are about to renew. Forget about unexpected charges and always stay in control of your payments.• Multi-device sync: Access your data and manage your subscriptions from all your iOS devices. Your finances, always updated and available wherever you need them.
With Kelo Premium, anticipating payments and avoiding surprises has never been easier. These features are created to help you save money, avoid unwanted charges, and have a clear view of your expenses in real time.
Additional improvements:• Minor bug fixes for a smoother, more reliable experience.• Performance improvements for faster operation and lower resource consumption.• UI tweaks for even easier and more intuitive navigation.
Why choose Kelo?
Kelo is the ultimate app to control your subscriptions, save money, and avoid surprise charges. Now, with the new Kelo Premium features, you have even more tools to make smart and personalized financial decisions.
Update now and try the new Premium features. If you have suggestions or encounter any issues, our team is always available to help you. Thank you for trusting Kelo to manage your finances!
2.0.1 29/08/2025
We present the biggest Kelo update yet! In version 2.0.0, we take your subscription and personal finance management to the next level with the launch of Kelo Premium and new features designed to give you maximum control over your recurring expenses.
Main new features:
Kelo Premium
Now you can unlock advanced features with Kelo Premium, designed for those who want to get the most out of the app and optimize their financial management. Discover what you can do:• Smart push notifications: Get personalized alerts when your subscriptions are about to renew. Forget about unexpected charges and always stay in control of your payments.• Multi-device sync: Access your data and manage your subscriptions from all your iOS devices. Your finances, always updated and available wherever you need them.
With Kelo Premium, anticipating payments and avoiding surprises has never been easier. These features are created to help you save money, avoid unwanted charges, and have a clear view of your expenses in real time.
Additional improvements:• Minor bug fixes for a smoother, more reliable experience.• Performance improvements for faster operation and lower resource consumption.• UI tweaks for even easier and more intuitive navigation.
Why choose Kelo?
Kelo is the ultimate app to control your subscriptions, save money, and avoid surprise charges. Now, with the new Kelo Premium features, you have even more tools to make smart and personalized financial decisions.
Update now and try the new Premium features. If you have suggestions or encounter any issues, our team is always available to help you. Thank you for trusting Kelo to manage your finances!
2.0.0 06/07/2025
Widgets have arrived!
Visualize your monthly expenses in a quick and easy way.
In addition, we have added some new currencies and improved performance.
We are waiting for your feedback!
1.0.2 17/05/2025
Widgets have arrived!
Visualize your monthly expenses in a quick and easy way.
In addition, we have added some new currencies and improved performance.
We are waiting for your feedback!
1.0.1 15/05/2025
Introducing Pulse: Kelo's biggest update yet.
This release turns Kelo into a complete money timeline.
• One-time payments
Track any non-subscription expense: groceries, tickets, repairs, dining and log it in seconds and see the full picture.
• Calendar view
Browse every renewal, bill, and one-time payment by day or month. Spot charge clusters before they hit.
• Smarter insights
Powered by Pulse, Kelo now shows your real spending, subscriptions and everything else in one clear dashboard.
• Under the hood
Faster loading, smoother navigation, and widget improvements.
Thanks for using Kelo. Rate us if you're enjoying it, it genuinely helps a small team grow.
more Version 2.4 2 hr ago
Data Used to Track You The following data may be used to track you across apps and websites owned by other companies:
Data Not Linked to You The following data may be collected but it is not linked to your identity: