Budget Planner - Money Coach
Spending Tracker Bill Manager
Free · In-App Purchases
MoneyCoach is helping millions of people with their financial habits and mindfulness in a super easy and intelligent way. MoneyCoach creates healthy financial habits that reduce your financial stress, increase your financial knowledge, and develop your financial skills.
Want it all? Get MoneyCoach Premium and unlock the entire power of the financial mindfulness from the beginning, including Individual Smart Budgets which will save you up to £2.000 every year.
Download MoneyCoach today, and create healthy financial habits.
ACCOLADES:
“It’s the ideal app for those who want to have a better financial year.” – AppAdvice
“Apps We Love” - Featured multiple times on the App Store by Apple
Featured on Apple’s website
Showcased on Apple’s WWDC20 Keynote
APP FEATURES:
√ Family Sync - Share your data with your wife, husband. partner or any other user using different Apple IDs
√ Personalised Budgets - Smart budgets that will help you save you money every month, personalized to your needs
√ Smart Goals - Individual goals to work towards and develop your financial habits
√ Real-time Net Worth - Track much money you have in total, in real-time and the progression since you started using the MoneyCoach
√ Widgets - Glance at your budgets & goals directly in the Home Screen
√ Intuitive Reports - Track your progress and measure your financial improvements
√ iPadOS Enhanced - iPad specific enhancements make for a truly unique experience
√ Mac Version - Sync your data via iCloud and use MoneyCoach on your Mac
√ Apple Watch App - Your financial mindfulness is one glance away
√ CSV Import - Import your data from any previous app or bank via CSV and start your journey towards money & happiness
√ Data Sync - Sync your finances on your iPhone, iPad, Mac and Apple Watch
√ Savings Accounts - Setup savings accounts and reduce your financial stress
√ Siri Conversational Shortcuts - Ask Siri to quickly add transactions or about your financials
√ Live & Custom Exchange Rates - Perfect for multi-currency accounts and people who travel a lot
√ Ludicrous Speed - Just 2 seconds to enter a new transaction... that's Tesla fast
√ Dark Mode - MoneyCoach looks stunning with true black background
√ Context Menus - Get quick access to different actions via the context menus
√ TouchID & FaceID - Safe, private and secure
√ Optimized for the latest iOS, iPadOS, macOS and watchOS devices
√ And so much more…
Financial mindfulness apps can be scary and you probably won't understand how helpful it can be immediately after you open it.
MoneyCoach is here to do just that, help you create healthy financial habits, reduce your financial stress, and increase your financial knowledge.
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MONEYCOACH PREMIUM:
- Sync your data between all your Apple devices
- Unlimited Personalised Budgets
- Unlimited Accounts
- Smart Goals
- Multi-currency support
- Advanced export to PDF and CSV
- Receipt Photos
- Priority Support
- Savings Accounts
- Advanced Filtering
- Advanced Reports
- Support our small team
- And so much more…
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Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited when the user purchases a subscription.
Check our Terms - https://moneycoach.ai/terms-of-use/
EULA - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
more This update focuses on faster reporting, smoother categorisation, more flexible transaction list controls, and a more reliable online banking experience.
WHAT’S NEW
- Refreshed reports across Net Worth, Income vs Expense, Categories, Payees, Tags, and Yearly Projections with smoother charts, clearer layouts, and quicker navigation.
- Added a grid category picker with a layout switcher to speed up categorisation.
- Added new transaction list appearance controls, including display style, signed amounts, and amount colours.
- Added an in-app What’s New flow so new features are easier to discover after updating.
IMPROVEMENTS
- Improved online banking with in-app bank authentication, clearer retry states, better expired-connection handling, and more reliable account refreshes.
- Renamed Upcoming Bills to Subscriptions & Bills for clearer navigation.
- Added an option to include initial amounts in report filters.
FIXES
- Fixed report issues affecting quick ranges, filters, top categories, navigation, empty states, and chart behaviour.
- Fixed banking and multicurrency edge cases affecting balance updates, credit card handling, initial balance reconciliation, and reconnect flows.
11.3 29 Mar
What’s New
- Redesigned Top Categories Report
We’ve refreshed the Top Categories report with a cleaner, more modern look, plus better filters, layouts, and period switching. It’s now easier to spot spending patterns, compare different time ranges, and quickly see where your money is going.
- Redesigned Net Worth Report
The Net Worth report is now smoother, more stable, and simpler to use. You get a clearer view of how your wealth changes over time without distracting loading glitches or odd chart behaviour.
- Updated Transaction List Views
There’s a new “Slim” mode in the Transactions list that gives you a clearer visual hierarchy. This helps you scan your activity more quickly and focus on what matters most. Prefer the old look? The “Regular” mode is still there.
- Smarter Transaction Categorisation
We’ve improved the categorisation logic for online banking transactions so it learns better from your changes and applies them more reliably. You’ll spend less time fixing categories and enjoy more accurate reports and insights.
- Faster Calendar Navigation
The calendar now has a quick shortcut to jump straight to today, plus more refined report period controls. Everyday actions feel snappier, so adding and reviewing transactions takes less effort.
Improvements & Fixes
- Smoother report loading with fewer empty-state flashes
- Better chart interactions and easier-to-tap report areas
- More consistent filters and period handling across reports
- Improved localised category and budget text
- Reliability fixes for syncing and categorisation behind the scenes
- Fixed an issue with transfers imported via CSV
11.2.5 21 Mar
== What’s New ==
- Clearer Bank Limit Upgrade Flow
If you hit your online banking connection limit, you now see a clearer upgrade screen with improved wording and visuals. It explains more plainly what Premium Max unlocks and gives you a simple choice to upgrade right away or carry on later. This makes the flow easier to follow at the moment you need it.
- More Reliable Banking Setup Completion
We’ve improved how bank-link completion is handled during onboarding and reconnect steps. Link status now refreshes more reliably, including renewal paths where no extra bank data is returned. This helps the app recover faster and keeps your banking setup moving smoothly.
== Improvements ==
- Updated the banking upgrade flow to use the current Premium Max plan.
- Improved how unfinished banking links are restored by rebuilding state from saved link IDs.
- Polished account-limit upgrade text and visuals for a cleaner, more consistent experience.
- Refined onboarding and banking event handling so sync progress and account updates stay better aligned.
11.2.4 13 Mar
A major step up in quality, focused on what you feel day to day.
- Less friction with online banking
Reconnect flows are now more robust and forgiving, especially around expired links and awkward callback cases, so syncing feels much more stable.
- More confidence when things go wrong
Banking errors now show clearer explanations and better next steps, turning confusing moments into quick fixes.
- Stronger balance consistency
Multi‑currency calculations behave more reliably across edits and account updates, reducing surprise changes and boosting trust in your overall view.
- Smarter import behaviour
Credit card account detection from online banking is more accurate, so your data ends up in the right place more often.
- Everyday speed boosts
UI and interaction updates in core transaction flows make the app feel cleaner, faster, and more satisfying to use.
Enjoying the latest improvements? Give MoneyCoach a quick rating so we can keep raising the bar.
Tap “Rate” now.
11.2.3 6 Mar
== What’s New ==
- Added a new report filter so you can include or exclude the Initial Amount in Income vs Expense and pie chart reports.
== Improvements ==
- Improved bank authentication with a more secure in-app browser flow (ASWebAuthenticationSession).
- Bank links now refresh automatically after a successful connection.
- Improved banking sync matching by resolving categories and subcategories using both ID and name.
- Cleaner spacing in the Upcoming Bills list for a clearer overview.
== Bug Fixes ==
- Fixed EU banking callback handling to prevent connection failures.
- Fixed payday logic so salary mode applies immediately and biweekly recurring payments stay aligned.
- Fixed navigation in transaction selection mode (tab bar and back button behaviour).
- Improved stability when entering fixed-cost amounts during onboarding.
- Fixed Upcoming Bills so it stays focused on the current month.
11.2.2 22 Feb
Here’s what’s new:
This update focuses on stability and quality improvements across Reports, Apple Watch sync, and core workflows.
- Redesigned the Category Insights report with smoother interactions and UI refinements.
- Fixed several Apple Watch sync issues for better reliability, including account filtering and budget emoji handling.
- Resolved a CSV import issue where default subcategories with spaces could be misread.
- Corrected biweekly payday calculations and improved payday settings reliability.
- Improved account refresh behaviour after a data reset.
- Fixed Upcoming Bills concurrency-related issues for more stable updates.
- Updated premium logic for a more accurate “valid until” calculation.
- Added localisation updates and general polish.
If you’re enjoying MoneyCoach, a quick App Store review helps a lot.
11.2.1 16 Feb
We’re thrilled to bring you a huge update packed with new features, smarter search and major performance improvements!
NEW FEATURES
• New Icon Picker & Categories: It’s now easier and more enjoyable to customise your finances with our brand new icon picker and redesigned category screen.
• Tutorial Screen: Just getting started? We’ve added a new tutorial to help you make the most of MoneyCoach from day one.
• Modernised Settings: We’ve rebuilt the Notifications and Support settings using SwiftUI for a smoother, more modern experience.
• More Icons: We’ve expanded our icon library, giving you even more ways to personalise your categories and accounts.
IMPROVEMENTS
• Smarter Search: Finding what you need is quicker than ever. Search within payees, tags and categories now fully supports special characters and umlauts.
• Better Category Management: We’ve refined the category picker and navigation for a more intuitive, seamless flow.
• Performance Boost: The app feels snappier! We’ve optimised the account repository and sync infrastructure for faster load times and improved reliability.
• Widget Reliability: The Upcoming Bills widget now updates more reliably in the background.
BUG FIXES
• Sync Stability: Fixed crashes and issues related to account syncing to keep your data consistent.
• Transfer Fixes: Resolved a bug with the multicurrency amount field in transfers.
• UI Polish: We’ve squashed various UI bugs, refreshed translations and improved localisations for a cleaner look.
• General Stability: Addressed several crashes and logic issues for a smoother, more stable experience.
If you enjoy using MoneyCoach, please consider leaving a rating or review. It really helps!
11.2 1 Feb
What’s new:
- Pending Transactions
We’ve made pending transactions easier to understand and manage. They’re now clearly marked as Pending. Once your bank confirms and books a transaction, the pending version will be removed from MoneyCoach and replaced with the booked transaction, which you can then edit and customise as you like. We’ve also added helpful explanations about how pending transactions work.
Enjoy!
11.1.5 15 Jan
This update fixes an issue when creating a new online account on Mac and also includes some other minor fixes.
Enjoy!
11.1.4 11 Jan
Happy New Year! Here’s what’s new in MoneyCoach:
- Improved detection of repeating transactions for online accounts
We’ve removed the old automatic detection, as it wasn’t working properly, and now give you full control over which online transactions are repeating. Find the transactions that truly repeat and turn on the Repeat Transaction toggle. The app will then find similar transactions and group them together.
When you preview the main repeating transaction in the Transaction Preview screen, you’ll also see all of the related child transactions the app has identified. If there’s one you don’t want included, tap the X button and it won’t be treated as a repeating transaction.
This is an excellent way to clean up any errors left over from the previous automatic detection.
- Fixed the “Subscribe” card
If you’re a premium subscriber, you should no longer see the blue Subscribe card on the Overview. If you still see it, please contact support.
We’ve also fixed some other minor bugs.
Here’s to a brilliant 2026 – we’ve got lots of exciting things planned!
Enjoy!
11.1.3 8 Jan
What’s new:
- Added a “Mark as Repeating” option for transactions imported from online accounts
- Added user‑requested bank icons for Italy and Saudi Arabia
- Improved how the Premium card shows on the Overview so it shouldn’t appear for current subscribers. If you still see it, please contact us via the support chat
- Refined the design of the Overview cards and fixed a few minor issues
- Fixed a crash when importing a CSV into a specific account
Enjoy!
11.1.2 11/12/2025
This update brings various fixes and improvements.
Thanks,
The MoneyCoach team.
11.1.1 04/12/2025
What's new:
- New account icon picker with search, making it easier to find icons
- Customize Overview's background, syncing with primary color settings
- Enhanced PT-BR localization, thanks to Gabriel!
- Streamlined account setup in Onboarding
- Fixed iPad keyboard issue when adding new transactions
- Improved bank transaction notifications
- Fixed issue with deleting accounts via swipe
Enjoy!
11.1 27/11/2025
What’s new:
- Enhanced Stability
We've resolved crashes reported by some users. Thanks for your assistance!
- Improved Bank Support
Fine-tuned compatibility with certain banks for seamless connectivity. Tailored optimisation for your bank.
- Clearer Error Alerts
If bank connectivity issues arise, you'll receive clearer details for support. We fixed broken support emails ensuring swift assistance.
- Quicker Data Entry
Amount field now auto-focuses for repeating transactions. Speeds up data input. Those seconds matter!
- Streamlined Onboarding
We've updated premium feature presentation for new users. MoneyCoach Premium's benefits are now clearer and respectful of your decisions.
- Speedier App Launch for multiple account users
- Toggle Future Transactions
Switching future transactions toggle no longer causes crashes. Plan ahead smoothly.
- Account Bug Fix
Fixed a hidden bug when updating your account amounts. Rest assured, your data stays secure.
Enjoy!
11.0.9 07/11/2025
Update with fixes and enhancements.
11.0.8 31/10/2025
Here’s what’s new:
== Improved Notifications
Push alerts are now more reliable, so you never miss crucial financial updates and reminders.
== Banking Experience
- Automatically updates your latest transactions each time you open the app for an up-to-date financial view
- Boosted stability and performance for online banking links
== General Enhancements
- Bug fixes and performance tweaks for a smoother user experience
- Enhanced app stability overall
== macOS Updates
Fixed intro screen layout on macOS for a perfect first impression on your Mac.
11.0.7 25/10/2025
What's new:
- Enhanced transaction entry screen UX
- Resolved accounts counter issue
- Fixed CSV import to specific account
- Corrected billing cycle edit for credit cards
- Various small tweaks and fixes
Enjoy
11.0.6 11/10/2025
What's new:
- Enhanced auto-categorisation for certain banks
- Refined UX in areas like editing online transactions for clarity
- Updated account deletion process in Settings: all local data is now removed
- Boosted app stability
Enjoy!
11.0.5 07/10/2025
This update fixes an issue with Family Sync.
11.0.4 02/10/2025
Here’s what’s new:
- Enhanced Widget tinting. Widgets now look better on your Home Screen
- Boosted app stability and responsiveness
- Resolved an issue when creating accounts during new transactions
- Fixed padding issues on smaller devices
- Corrected image display in Academy articles
- Various other minor fixes and improvements
Enjoy!
11.0.3 01/10/2025
What’s new:
- Enhanced Quick Entry
- Boosted account performance for a smoother experience
- Simplified Bulk Editing with an intuitive context menu
- Bill reminders now display the transaction currency
- Updated account icon
- Resolved paywall issue post-subscription
- Fixed Home Screen Quick Actions
- Minor tweaks and fixes
If you like the app, a positive review really helps us!
Enjoy!
11.0.2 25/09/2025
Here's what's in this update:
- New Mark as Transfer feature for internal bank transfers between your accounts. Easily select the matching transaction from the list.
- Account deletion now correctly recognises confirmation text.
- Sorting accounts works smoothly.
- Fixed an issue where bulk edit buttons were hidden by the toolbar.
Enjoy!
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Today marks a big release for MoneyCoach: version 11 for iOS, iPadOS, watchOS, macOS, and visionOS.
This update introduces exciting features and improvements. Here's what's new:
== Liquid Glass design ==
We've revamped the app with a modern Liquid Glass design. It's sleek, intuitive, and enhances user experience. New zoom transitions when tapping on Overview cards are a delight. And the Liquid Glass icon is stunning!
== MoneyCoach AI ==
We've used Foundation Models to create MoneyCoach AI, offering tailored financial insights based on your data. Available for users with iPhone 15 Pro, Mac M1 or newer, and iPads with M1 or later. It's a personalised assistant to enhance your financial decisions. We've just begun!
== EU Online Banking ==
After a soft launch in v.10.5, we're enhancing this feature with MoneyCoach AI in version 11. Enjoy improved automatic categorisation and faster performance.
== Apple Vision Pro widgets ==
Now you can see your financial data on Apple Vision Pro. Widgets look amazing when displayed on walls!
With these improvements, we've stopped supporting devices on iOS 16 or older.
== Other changes ==
- App performance and syncing are improved.
- Bugs fixed for enhanced user experience.
- Added new icons.
We hope you enjoy this major update. If so, please leave a positive review!
11.0.1 20/09/2025
Today marks a major update for MoneyCoach. We're rolling out MoneyCoach 11 for the latest iOS, iPadOS, watchOS, macOS, and visionOS.
Here's what's new in this release:
== Fresh Liquid Glass Look ==
The app now features a sleek Liquid Glass design—modern, stylish, and user-friendly. The Overview cards shine with a new look, and the smooth zoom transitions are delightful. Plus, the Liquid Glass icon is truly impressive!
== MoneyCoach AI ==
Introducing MoneyCoach AI with advanced Foundation Models—offering tailored financial advice and insights. Available to users with iPhone 15 Pro, M1 Mac, or M1 iPad and later models. Welcome to the future of personalized finance.
== EU Online Banking ==
We've enhanced the online banking feature. After its soft launch in v.10.5, it's now supercharged with MoneyCoach AI for improved auto-categorization and faster performance.
== Apple Vision Pro Widgets ==
Experience quick financial insights with new Apple Vision Pro widgets. They look stunning on your walls.
With advancements like these, we're phasing out support for devices on iOS 16 or older.
== Additional Updates ==
- Enhanced app and sync performance
- Fixed bugs for better user experience
- New icons added
We hope you'll enjoy this significant update. If you do, please consider leaving a positive review!
11.0 13/09/2025
Here's what's new:
- Resolved crash during transaction account edits
- Enhanced Online Banking features
- Other minor fixes and improvements
Cheers,
The MoneyCoach team
10.5.6 04/09/2025
We heard you! You wanted an easier way to track which banking transactions need attention. This update delivers that - and more.
== Smarter Banking
Never Miss a Transaction - See those blue dots? They're your new buddies! We've added clear visual cues to show which transactions are yet to be reviewed. A quick glance is all it takes. No more guessing, no more endless scrolling.
Instant Clarity - The blue dot is right on the icon, hard to miss. Once reviewed, the dot vanishes. Simple and effective. Banking has never been this satisfying!
== Improvements
We've worked hard to enhance your experience:
• Faster transaction updates
• Better memory management
• Refined sync mechanisms
• Fixed pesky bugs
== Why This Matters
Managing transactions can be overwhelming. We've made chaos into clarity. This blue dot system is your personal assistant highlighting what needs attention.
Think of it as a financial secretary with pre-sorted notes, right in your pocket, always updated.
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Your financial clarity is an update away. See the difference smart cues make in daily money management.
Thank you for improving MoneyCoach with your feedback. Together, we're building the app that works how you think.
10.5.5 30/08/2025
This update focuses on faster reporting, smoother categorisation, more flexible transaction list controls, and a more reliable online banking experience.
WHAT’S NEW
- Refreshed reports across Net Worth, Income vs Expense, Categories, Payees, Tags, and Yearly Projections with smoother charts, clearer layouts, and quicker navigation.
- Added a grid category picker with a layout switcher to speed up categorisation.
- Added new transaction list appearance controls, including display style, signed amounts, and amount colours.
- Added an in-app What’s New flow so new features are easier to discover after updating.
IMPROVEMENTS
- Improved online banking with in-app bank authentication, clearer retry states, better expired-connection handling, and more reliable account refreshes.
- Renamed Upcoming Bills to Subscriptions & Bills for clearer navigation.
- Added an option to include initial amounts in report filters.
FIXES
- Fixed report issues affecting quick ranges, filters, top categories, navigation, empty states, and chart behaviour.
- Fixed banking and multicurrency edge cases affecting balance updates, credit card handling, initial balance reconciliation, and reconnect flows.
more Version 11.3 29 Mar
Data Linked to You The following data may be collected and linked to your identity:
Financial Info Identifiers Usage Data Data Not Linked to You The following data may be collected but it is not linked to your identity:
Location Contact Info User Content Identifiers Usage Data Diagnostics