Take Control of Your Finances with the ShopeePay App!
Say hello to a smarter, easier, and more rewarding way to manage your money. ShopeePay is your ultimate financial companion—bringing secure, seamless, and exciting transactions right to your fingertips. Whether you're shopping online, paying in-store, or managing bills, ShopeePay makes it effortless. Get ready to unlock exclusive rewards, flexible payment options and many more!
Why Choose ShopeePay?
SPayLater – Shop Now, Pay Later!
Turn your dreams into reality without the financial stress! SPayLater lets you split your purchases into flexible installments of up to 12 months. Shop today, pay tomorrow—it’s convenience redefined.
Shariah-Compliant and certified by Amanie Advisors.
Daily Rewards & Cashback – Shop Smarter, Earn More!
Who says spending can’t be rewarding? Earn exciting rewards and cashback every time you pay with ShopeePay or SPayLater at your favorite retailers and online stores. From exclusive deals to unbeatable savings, ShopeePay turns every transaction into a win!
Comprehensive Insurance – Your Safety, Secured
Stay protected wherever life takes you. From car and motorcycle insurance to personal accident and travel coverage, ShopeePay offers complete peace of mind with its extensive range of insurance options.
Instant Bill Payments & Mobile Top-ups – Fast & Hassle-Free!
Why wait in line? With ShopeePay, you can settle your bills in seconds or top up your mobile anytime, anywhere. Whether it’s postpaid, internet, water, electricity, or data packages, ShopeePay has you covered—all from the comfort of your home.
Download ShopeePay today and transform the way you shop, save, and manage your money. Your financial freedom starts here—don’t wait to experience it!
Spaylater froze without cause? They froze my account while i never getting late payment then tried to reactivate again with new account(bcause i deleted my old account cause they didnt review my case and do nothing while keep saying to shop more in shopee), still cant solve? Again?? Then try to lie to keep shopping in shopee to unlock it?? My old account reach gold tier within few months in this year 2025 but did they do something? Nope! Why 5 rating? Would be on top review otherwise they will ignore it!
Worst Payment System Ever
mintbento
Why? Because theres A LOT TO IMPROVE!1. Its just taking up space for no good reason when I made payment mostly by cards, online banking. Whats the use of it? To make it a main payment system and make it harder and zero option for your customers? Nonsense.2. Theres no button for S-Financing payment which is ridiculous. If you want us to use your app wisely, then make it easy to access for all the bills. If you want it to be priority, make it ONLY a priority for Spaylater and Sfinancing payment. Its ridiculous to have this app when we can just do it on the main Shopee app.3. Lack of bank services and partnership. You really have to make a critical study on your rival app, TiktokShop. The payment system is very integrated, the customers can pay via DuitNow QR even. Can pay via TNG, EWallets and many more.4. Strict BNPL Payment system. Tiktok managed to give leisure to make early repayment with THE AMOUNT OF MONEY WE ARE COMFORTABLE WITH. While shopee? Still stick with FULL SUM of money when we want to make full repayment. Why? Because theyd rather see us broke and make late payment than help us when we dont have stash or money to pay. They wanna get us stuck in the loan and BNPL for long. Change this.5. If Shopee chose to be hard headed and stick to all this lame excuses, im sure Tiktok will overtake the online shopping platform in an instant. Just look at how TiktokShop managed to be THIS BIG after just about what? 2years? While Shopee get this big for atleast 5years. You arent always on top Shopee.Change your attitude and listen to us consumers.
Partial Payment for Spaylater
Ani Linaa
I have been using Spaylater for quite a while now and it’s been helping me a lot and I never forget to pay it on time every month. But one thing I would love to recommend, it would be perfect if there’s an option to pay the Paylater / BNPL partially (currently, there’s only one option whether pay in full or not pay at all). As there’s actually a lot of people might have the money to partially pay for it (no need to wait until 1 full month), this function could be helpful for both parties, Shopee get their money back and user could restore their credit limit again. Really hope developer could consider this feature for the upcoming updates. Thank you ^^
This app help me when im in emergency situations..😝
Akiekumon
You know,sometimes I feel the way that I’m feeling about the situation and how much I need help and this kind app helps me with the things that I’m feeling like I’m going to have a good day and I’m not feeling that I’m being bad about myself, by the way I’m just want to say thank you for the help and I’m really thankful for your kindness.🫡😘😅
We've made enhancements to elevate your app experience and ensure top-notch performance.
Version 1.52.03
The developer, ShopeePay Malaysia Sdn Bhd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Sensitive Info
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Contacts
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More