Paga - Send, Pay, and Bank
Finance
Uniquement pour iPhone
Gratuit
Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world.
The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN.
One login. One app. Two worlds, finally connected.
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
PayPal, Reimagined - Paga makes PayPal work for Nigerians- FINALLY!
PayPal is now closer to home. With Paga, you can:
Top up, withdraw, and get paid in any currency, instantly in Naira.
Pay globally anywhere PayPal is accepted.
Send and receive money worldwide right from your phone
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos
Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos
Download Paga today. Two wallets, one life, no borders.
Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.
Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga
plus We've partnered with PayPal to make global payments easier for Nigerians.
You can now:
- Link your existing PayPal Nigeria account or create a new one directly on Paga
- Receive money from PayPal users worldwide (Fiverr, Upwork etc.)
- Instantly withdraw USD from your PayPal wallet into your Paga NG account
- Enjoy competitive FX rates on withdrawals
- Pay globally anywhere PayPal is accepted
This update helps you send, receive, and use money internationally-right from your Paga app.
5.0.14 25 mars
We've partnered with PayPal to make global payments easier for Nigerians.
You can now:
- Link your existing PayPal Nigeria account or create a new one directly on Paga
- Receive money from PayPal users worldwide (Fiverr, Upwork etc.)
- Instantly withdraw USD from your PayPal wallet into your Paga NG account
- Enjoy competitive FX rates on withdrawals
- Pay globally anywhere PayPal is accepted
This update helps you send, receive, and use money internationally-right from your Paga app.
5.0.13 18 mars
We've partnered with PayPal to make global payments easier for Nigerians.
You can now:
- Link your existing PayPal Nigeria account or create a new one directly on Paga
- Receive money from PayPal users worldwide (Fiverr, Upwork etc.)
- Instantly withdraw USD from your PayPal wallet into your Paga NG account
- Enjoy competitive FX rates on withdrawals
- Pay globally anywhere PayPal is accepted
This update helps you send, receive, and use money internationally-right from your Paga app.
5.0.12 16 févr.
We've partnered with PayPal to make global payments easier for Nigerians.
You can now:
- Link your existing PayPal Nigeria account or create a new one directly on Paga
- Receive money from PayPal users worldwide (Fiverr, Upwork etc.)
- Instantly withdraw USD from your PayPal wallet into your Paga NG account
- Enjoy competitive FX rates on withdrawals
- Pay globally anywhere PayPal is accepted
This update helps you send, receive, and use money internationally-right from your Paga app.
5.0.11 10 févr.
What’s New: PayPal is now available on Paga
We’ve partnered with PayPal to make global payments easier for Nigerians.
You can now:Link your existing PayPal Nigeria account or create a new one directly on Paga
Receive money from PayPal users worldwide (Fiverr, Upwork etc.)
Instantly withdraw USD from your PayPal wallet into your Paga NG account
Enjoy competitive FX rates on withdrawals
Pay globally anywhere PayPal is accepted
This update helps you send, receive, and use money internationally—right from your Paga app.
5.0.10 2 févr.
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do
5.0.9 26 janv.
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do
5.08 6 janv.
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do
5.0.7 02/12/2025
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
5.0.6 23/11/2025
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
5.0.5 19/11/2025
With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.
Physical & Virtual Visa Debit Cards
Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.
Move Money Without Borders
Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers
How we protect your money
Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.
Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.
Always Here to Help
Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?
Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
5.0.4 04/11/2025
What’s New in Version 5.0.3
We’ve made a few updates to make your Paga app smoother, smarter, and even more secure
Simplified address verification for faster completion.
Receive OTPs via WhatsApp for password reset and phone updates.
Behind-the-scenes improvements for better performance and fewer errors.
Update now for a faster, smarter, and more reliable Paga experience!
5.0.3 17/10/2025
Release version 5.0.2
Improved Paga App
Two Accounts, One App
Open and manage both US and Nigerian accounts side by side.
Physical & Virtual Visa Debit Cards
Add your card to Apple Pay for secure contactless payments.
Lock/unlock your card instantly.
Move Money Without Borders
Send USD to Nigeria instantly, at competitive exchange rates.
Receive money via ACH, wire transfers, or Visa Direct.
5.0.2 01/10/2025
Bug fixes for app crash and authentication
5.0.1 28/09/2025
Redesigned Paga App to open and manage both a US Checking Account and a Nigerian Naira Account.
Get physical & virtual Visa debit cards to add to Apple Pay for contactless payments.
Borderless Transfers: Send USD to Nigeria instantly, receive via ACH, wire, or Visa Direct.
Built-In Security: FDIC & NDIC protection, biometric login, and instant card controls.
24/7 Support:
5.0 22/09/2025
What's New:
- Bug Fixes: Improved stability and performance, resolving crashes and optimising speed for a smoother experience.
- Please install the latest version to enjoy these improvements.
4.4.27 13/08/2025
What's new
- Re-introducing the our Classic NGN card, you'll love it as much as we do
- Fixed BVN verification issues with helpful feedback message
We love hearing from you, send your feedback and suggestions to ideas@paga.com
4.4.26 05/05/2025
What's new:
Bug Fixes
- We squashed a pesky bug so you can repeat money transfers without breaking a sweat.
- We improved the experience of getting our messages. Your notifications are in good hands
We love to hear from you. Please write to us at ideas@paga.com
4.4.25 08/04/2025
What’s New?
We’ve streamlined your journey through the app, so now it's smoother than your favourite playlist.
- Deeplinks for Request Money – Need to fulfil a money request quickly? Boom, just click, and done. Fast, smooth, and so easy!
- Error Messages, But Make It Clear – No more cryptic error codes. We’ve added more standard messages so you know exactly what's going on!
UI Upgrade – That card withdrawal tooltip? It’s now way easier to read.
We love to hear from you. Please write to us at ideas@paga.com
4.4.24 14/02/2025
Here's what's new
Bug Fixes
- We squashed a pesky bug so you can repeat money transfers without breaking a sweat.
- We improved the experience of getting our messages. Your notifications are in good hands
We love to hear from you. Please write to us at ideas@paga.com
4.4.23 10/01/2025
Here's what's new:
- Bug fixes and improvements
- Experience faster load times and smoother transactions throughout the app.
- UI Enhancements: We've made some visual tweaks for a cleaner, more intuitive experience.
Update now for the best experience!
4.4.22 14/11/2024
Here's what's new:
- Bug fixes and improvements
- Help us build a better experience by sharing your feedback with ideas@paga.com
4.4.21 01/11/2024
Here's what's new:
Updates:
- Upgraded verification SDK for enhanced performance and security
- General bug fixes and improvements for seamless in-app experience
We love to hear from you. Send your feedback and ideas to ideas@paga.com
4.4.20 13/10/2024
Here’s what’s new:
● In compliance with the Federal Inland Revenue Service (FIRS) regulations, a ₦50 levy will now apply to all electronic transfers of ₦10,000 or more made via Paga.
If you have any questions or need further assistance, feel free to reach out to us at 02013444300.
4.4.19 13/09/2024
Here’s what’s new:
● Bug Fixes: Improved stability and performance, resolving crashes and optimising speed for a smoother experience.
● SDK Upgrade: Updated to the latest Verification and Marketing SDKs for compatibility with new devices and OS versions.
Update: Please install the latest version to enjoy these improvements
We love to hear from you! Send feedback and ideas to ideas@paga.com
4.4.18 04/09/2024
We've partnered with PayPal to make global payments easier for Nigerians.
You can now:
- Link your existing PayPal Nigeria account or create a new one directly on Paga
- Receive money from PayPal users worldwide (Fiverr, Upwork etc.)
- Instantly withdraw USD from your PayPal wallet into your Paga NG account
- Enjoy competitive FX rates on withdrawals
- Pay globally anywhere PayPal is accepted
This update helps you send, receive, and use money internationally-right from your Paga app.
plus Version 5.0.14 25 mars
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